Start by warming a large soup pot over medium heat. While the pan heats up, begin to shred the rotisserie chicken. Once the pan is hot, drizzle about a tablespoon of olive oil into the pan. Add the onions, garlic, and bell pepper. Sauté until softened and fragrant, about 5 minutes.
Add the cream cheese to the pot. Stir until the cream cheese softens and becomes smooth. Stir in the chili powder, cumin, smoked paprika, salt and pepper.
Next, add the chicken, white beans, black beans, and broth. Bring to a simmer and simmer until ready to serve. Ladle into bowls and top with avocado, shredded cheddar cheese, and chips. Enjoy!
Notes
*You can use fresh onion and bell pepper. Just add a few more minutes to the overall cooking time since you will need to dice them.